by blubookkeepers | May 27, 2025 | Profit First
From 1 July 2025, the Super Guarantee (SG) rate is increasing from 11.5% to 12%. It’s a small step on paper—but for employers, especially those with a team, it means extra super contributions that need to be budgeted for. Here’s what to check: ✅ Is your payroll...
by blubookkeepers | May 27, 2025 | Profit First
For most small business owners, the traditional financial equation goes something like this: make sales, pay everyone else, and hopefully there’s something left over for you. It’s the norm—but it’s broken. And it’s one of the biggest reasons why so many founders burn...
by blubookkeepers | May 13, 2025 | Profit First
Welcome to a journey of financial empowerment, where the decisions we make today unlock a future of growth, freedom, and success. As a seasoned bookkeeper, business coach, and mother, I understand the balancing act that many business owners endure. It’s easy to fall...
by blubookkeepers | Mar 25, 2025 | Profit First
One of the most common things we hear from business owners is:“I’ll pay myself once everything else is sorted.” And by “everything else”, they mean wages, bills, suppliers, software subscriptions, ATO payments… the list never ends. It’s no surprise that by the time...
by blubookkeepers | Feb 28, 2025 | Profit First
Sick of feeling like there’s never anything left for you at the end of the month? That’s where Profit First comes in. The traditional formula looks like this:📉 Revenue – Expenses = Profit(Which usually means whatever’s leftover… if anything!) But Profit First flips...
by blubookkeepers | Jan 23, 2025 | Profit First
Profit First is a game-changer for managing cash flow, but it’s not a one-size-fits-all system. The key to making it work is tailoring your percentages to your business stage. Whether you’re just starting out or scaling up, your allocations for profit,...
